The most difficult part of planning the future is to talk about finances. Since the beginning of marriage, many couples hesitate to talk openly about finances and problems, and this is what triggers the occurrence of financial affairs in the household. Having an open communication about finances is very important in a marriage.

In 2011, ForbesWoman and the National Endowment for Financial Education (NEFE) revealed the fact that one in three people claimed to have lied about their financial expenses. Nearly 50% of adult married claimed to keep some of their earnings from the couple, even 37% of men and 56% of women claimed to have lied about money.

Well, for you and your partner who do not want to cheat (again) about finances, here we give some reasons why you should not lie about your partner financially.

Honesty is the best policy

Acknowledging that you have lied about your financial problems is difficult, but if this survey tells us something, many couples often lie about what's in their wallet. And this problem comes from both sexes. According to another study of financial secrecy by American Consumer Credit Counseling, nearly 20% of all men and women admit that they are hiding their spending habits because it will worry their partner or cause friction in their relationship.

If you know that breaking the lies about your financial problems can be very difficult, the best way to deal with this problem is by not lying from the start. This open approach to money management will not only improve your household budgeting process, but will help you and your spouse learn to talk about difficult topics. While you may not always agree with your partner's financial choices, it is important to discuss and show that you are able to support them and work together to fix the problem. Taking time to discuss spending habits with each other will help you understand your partner's financial strengths and weaknesses.

Financial behavior

While some financial problems are caused by a lack of understanding, research has shown that complex behavior problems are at the root of the most serious financial missteps. From impulsive shopping to excessive materialism, the key to understanding personal financial behavior (and its impact on your relationship with your spouse) requires more than just a balanced checkbook. Emotions, personality traits and attitudes toward money are all factors that can contribute to unhealthy financial choices.

Money and emotional problems

Have you ever gone shopping to overcome sadness? Using money as an emotional support can be toxic—for yourself and your relationship.

If your emotions obscure your judgment about money, do not avoid trouble. Accepting your feelings and behaviors is the best way to reduce the intensity of your emotional reactions to money and improve your emotional and financial intelligence. Sit with your partner and understand your destructive impact on family financial stability. Be honest and accept it can make it easier for you to plan a better action for the future.

Money and weaknesses of relationship

While it's easy to see how money can affect a relationship, we often do not see how problems in your marriage can change the way you handle your finances. If your relationship is disrupted by distrust, poor communication, selfishness or manipulation, you can blame those things as trigger to your family's financial problems. If your relationship is stuck, do not let this emotion get into your wallet. Your bad financial decisions can be corrected by identifying and addressing these issues to prevent future financial mistakes.

It starts with trust

According to a poll conducted by SELF and, nearly 70% of women and 63% of men think that honesty about money is the same Importance with their marriage to remain monogamous-no affair. If you are struggling with a financial affair, do not wait to seek help and discuss it with your partner. It would not hurt also to seek advice from a financial advisor in order to prevent this problem from reappearing.