Asuransi Brilliance Spektra Invest

Consistently increase, completely secure

Sun Life Indonesia understands the importance of having a well-planned future of you and your beloved family such as retirement fund planning, educational planning, saving and investment planning, emergency fund planning and family income protection planning.

Asuransi Brilliance Spektra Invest is a life insurance and investment product that provides you with an easiness and convenience both for financial planning and life protection in order to maintain your future prosperity.

Product Benefit:

  1. The regular-insurance-premium is allocated 50% since the first year.
  2. Premium bonus that equals to 5% of regular-insurance-premium in the first year will be given to customer when JCI level is increasing and 10% of regular-insurance-premium in the first year when JCI Level is decreasing or constant.
  3. Loyalty bonus equals to 50% of regular-insurance-premium will be given to customer at the end of year-15.
  4. Various riders are available in order to maximize the protection.
  5. Emergency Medical Service Facility is available 24 hours worldwide.

 Product Requirements:

  • Currency : IDR
  • Entry age

- Policy Holder : 18 – 80 years old

-Insured : 30 days – 70 years old

  • Insurance coverage : up to age-100
  • Minimum premium per year : IDR 24 million

For detailed product information, click here.

Click here for e-brochure.

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Product Overview

Life insurance & investment with additional bonuses



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Product Highlight
  • Premium bonus up to 10% starting from year-3
  • Loyalty Bonus 50% at end of year-15
  • 1 polis asuransi untuk 1 keluarga
  • Sun Medical Platinum Syariah for health protection for up to 6 family members
  • Life insurance & investment
  • 100% additional Sum Assured if insured die due to an accident
Insurance Period Up to age 100 Up to age 88 Up to age 100
Min. Annual Contribution/Premium IDR 24 million IDR 9 milion IDR 12.5 milion
Product Information Summary      

Disclaimer: Asuransi Brilliance Spektra Invest is life insurance product with investment related (PAYDI) and subject to investment risk. Prior to purchasing PAYDI, the Applicant (Policyholder, Insured, and/or Participant) must read and understand the product information summary. Please note that past PAYDI investment performance is not indicative of future performance.

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