X-Tra Optima Pro Insurance

Life is short, life is a journey, so that we must start to plan what we want to give to the next generation. Asset distribution plan must be carefully prepared so it can runs smoothly and there are no disputes in the future.

Preparing asset distribution plan means make sure your beloved one will live with peace.

Asuransi X-Tra Optima Pro is right insurance to help you reach your dreams by giving protection with investment.

Product Benefits:

Optimum Protection

  • Coverage up to age 100.
  • 100% Sum Assured with fund value (if any) for life coverage).
  • Various riders available to cover hospital fees, critical illness protection and so on.

Optimum Investment

  • Potential to optimize fund value growth with only Single Premium payment.
  • Various type of investment funds you can choose according to your profile.

General Requirements:

1. Entry Age
- Policy Holder                             : 18-80 years old
- Insured                                         : 30 days-70 years old

2.Coverage Period                      : Until Insured 100 years old

3.Premium Paying Period        : Single Premium

4.Currency                                     : Rupiah

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Disclaimer: Asuransi X-Tra Optima Pro is life insurance product with investment related (PAYDI) and subject to investment risk. Prior to purchasing PAYDI, the Applicant (Policyholder, Insured, and/or Participant) must read and understand the product information summary. Please note that past PAYDI investment performance is not indicative of future performance.

Providing compensation to the insured due to accident or accidental death. More

Providing compensation of 100% of sum assured if the insured suffers from one of 40 critical illnesses stated in the policy within the coverage period. More

Providing various benefits if you or your family must be hospitalized. More

Providing health protection since early stage for up to 88 years. More

Providing compensation for income replacement if the insured died or suffer total permanent disability. More

Providing world-class, complete health protection for up to 88 years. More

Additional 100% Sum Assured if insured died with optional coverage period 10 years, 20 years or up to 100 years old. More

Provides additional benefits in the form of 100% of the saved amount if the Insured dies and until the Insured is 65 years old. More

Provides additional protection to the basic unit link insurance which provides benefits in the form of protection for Treatment of 4 Critical Illnesses. More

Provides the benefit of exemption from premium payments if the policy owner dies during the premium payment period. More

Exempts the obligation to pay premiums if the policy owner experiences permanent total disability for 6 consecutive months before reaching the age of 60 years. More

Exempts you from the obligation to pay premiums if you are diagnosed with one of the 40 critical illnesses specified in the policy More