Product Benefit:
- 3-years payment term with longer coverage period (20 or 30 years).
- Guaranteed Yearly Benefit up to 9% of Basic Annual Premium, given at the end of Policy Year-6 until the end of the insurance period.
- Guaranteed return of Premium up to 600% of Basic Annual Premium, if the Insured lives until the end of the insurance period.
- Simple application process without medical check-up.
- Maximum Sum Assured with Sun Term Protection.
- Affordable Premium starting from IDR12 mio/year.
Product Requirements:
1. Entry Age:
- Policy owner: 21 – 70 years old
- Insured: 30 days – 60 years old (20-year coverage period) – 30 days – 60 years old (30-year coverage period)
2. Insurance coverage period: 20 or 30 years
3. Minimum Premium: IDR 12 mio/year
4. Currency: IDR
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