Sun Proteksi Cermat Insurance


The Right Step to Live Carefully

Going through life stages always face uncertainties and challenges, such as life risks. Having a careful plan is essential so that you will have confidence and serenity in life.

Sun Proteksi Cermat is the latest design of the term life insurance that combines life protection benefit and guaranteed return of premium benefit.

Product Excellence:

1. Limited Premium Payment Period with Optimal Protection

    Pay premium for 3 or 5 years, get protected for 10 years.

2. Return of Premium Benefit

Premium Payment Period

% of total Premium paid

3 years


5 years


3. Death Benefit

100% Sum Assured or 110% Surrender Value (which one is higher).

General Requirements:

  • Entry Age

       - Policy Holder: 18-80 years old

        - Insured: 6-60 years old

  • Coverage Period

        10 years

  •  Currency


  • Premium Payment Frequency

        Monthly, quarterly, semi-annually, annually

For full terms & conditions, please refer to Product and/or Service Information Summary.

Click here.

For Premium Payment Period 5 years Product and/or Service Information Summary. Click here.

Click here for e-brochure.

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