(Rider) Hospital Income & Surgical

Hospital Income & Surgical is a rider that gives health protection in the case of hospitalization

Providing health protection in the case of hospitalization

In our modern era, health issues often become a problem and we may also have to deal with the high medical expenses, especially when you don’t have health insurance coverage. Now is a great opportunity for you to plan and choose the right health protection program for all of your family members need and provide additional protection.

Hospital Income & Surgical Rider (HISR) is a rider brought to you by Sun Life Financial Indonesia that provides various benefits when you or any member of your family must be hospitalized.


The flexibility in choosing the amount of daily hospitalization benefit according to your choice of the hospital estimation cost (4 program choices is available in IDR and 3 programs in US$).

Freedom to choose the hospital

Freedom to choose any hospital as desired by you and your family.

Family plan program

You can include your loving family members into HISR program.


  • Daily hospitalization coverage.
  • Daily hospitalization of Intensive Care Unit (ICU) coverage.
  • Surgery, adjusted to the type of the surgery performed.
  • Other costs that emerge during the hospitalization such as administration cost, doctor visit, purchase of medicine, etc.

Terms & conditions:

Entrance age: 6 months-60 years old

Premium payment period: since coverage period begins until the end of premium payment period of the basic product or until the insured reaches the age of 65, which one is first occurred.

Click here for detailed product information

This rider can be added to the following products:

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