Asuransi X-Tra Secure (CIMB Niaga)

Asuransi X-Tra Secure, solution for a peaceful life

Solution for peaceful life

Based on survey conducted by Nielsen in 2014, only 28 percent people confident they have right financial planning to achieve their financial goals. Giving their children the best education and enjoying the retirement period in the future are everyone’s dreams.

However, without proper financial planning, your goals will be just dreams. Make sure you give the best protection with Asuransi X-Tra Secure, brought to you by Sun Life Financial Indonesia cooperating with CIMB Niaga. Asuransi X-Tra Secure is part of One Life Solution, a holistic solution for various plans in every life stage specially designed for CIMB Niaga clients.

You will get return on investment with guaranteed crediting rate and additional benefit protection from any kind of risk that might appear unconditionally with only one time premium payment (single premium).


If police holder passed away, in term:

  1. Premium accumulation period: Sun Life Financial Indonesia will pay sum assured worth of single premium payment to the beneficiary. After premium accumulation period ends, the beneficiary will get payout.
  2. Payout benefit period: Sun Life Financial Indonesia will pay sum assured worth of single premium or the same amount as fund value (depending on which one is lower) to the beneficiary. The payout will be paid to the beneficiary.

Terms & conditions

Entrance age:

  • Insured: 6 months – 70 years old
  • Police Owner: 18 – 70 years old


Single premium in IDR and USD with band distribution:

      Band        Minumum in IDR         Minimum in USD
         1                 250 mio                 25,000
         2                500 mio                  50,000
         3                   1 bio               100,000

Top up is not allowed.

Guaranteed crediting rate

  • IDR: not less than 3% for premium accumulation period.
  • USD: not less than 1,5% for 10-13 years of accumulation period and 2% for more than 13 years of accumulation period.

Coverage period: until the insured reaches the age of 85

Click here for detailed product information