Many people think that investing is synonymous with pursuing stability. Even though investment must also be focused on health so that all planning in pursuing the wealthness.
For those who feel that life's challenges are getting more challenging due to the COVID-19 pandemic, today is the right time to change your financial planning from now on. But the most important thing is to start yourself by changing the way you look at investing.
It is undeniable that the COVID-19 pandemic has a significant impact on people's lives globally. It treats health and the economy, where many industries have collapsed due to lockdowns in almost all of the world.
On the one hand, health is also threatened because COVID-19 is very easily transmitted by air from droplets and touch any surface. So, is it possible to invest instability and health simultaneously during a pandemic?
Why not?! Pandemic or not, investing in the management of funds for the future that you must do. That is why you must know the importance of investing early to reap future rewards.
Then how to invest? First, you have to recognize your character against investment risk. So, besides being ready to receive profits, you must also be prepared for potential investing losses.
Regardless of the type, each investment product has its own risks. However, that does not mean it cannot be anticipated with the right investment strategies.
How to Invest During a Pandemic
Amid times full of uncertainty due to the COVID-19 pandemic, investing is challenging financial management. However, the following are the most recommended investment instruments for you to try as a "shelter" in the future:
1. Property
People's need for housing, such as a house or apartment, must be admitted that it is currently decreasing, causing property sales to drop dramatically. You can take advantage of this condition by getting housing at the best price.
The reason is, the need for housing will always be there. Plus, the price always goes up. So there's nothing wrong with you starting to invest in property by taking advantage of attractive promos provided by developers and banks.
2. Gold
Gold investment is a timeless investment. No wonder gold is one of the most profitable and risk-minimizing investment instruments because the price is relatively stable and tends to increase.
3. Shares
Since the COVID-19 pandemic began to spread to Indonesia, the Jakarta Composite Index (IHSG) has continued to decline. This is the right moment to invest by choosing defensive stock categories such as the food and beverage industry, health care, and real estate that are superior to other sectors.
4. Insurance
Maybe many don't know if insurance can also be an investment product that has multiple benefits. Besides providing protection from various life risks, insurance also functions as a risk-minimal investment with large returns.
Sun Life Indonesia has various unit-linked insurance products whose features and advantages can be selected according to needs, financial capacity and investment objectives. The existing product is arguably an online investment where you can get the policy without physical contact.
Maintain Health During a Pandemic
By pursuing financial health, don't neglect physical health. That is why, during the COVID-19 pandemic, you must live a healthier lifestyle.
Exercising regularly, eating healthy foods, and taking vitamins are new habits that must be started now. The body is better prepared to ward off COVID-19. Don't forget, when you are outside the house, comply with applicable health protocols, such as wearing a mask, keeping your distance, and washing your hands as a precautionary measure to transmit the virus.
So, so that physical and financial health can be achieved during the COVID-19 pandemic. Protect yourself with a variety of health insurance that is owned by Sun Life Indonesia.
With health insurance protection, your financial condition is still protected when your physical condition is being treated at the hospital. So that health and self-esteem are maintained.
