Si Bijak Hari Tua Insurance

Asuransi Kesehatan

Be wise at a young age, Be happy at an old age

Everyone is dreaming a happy retirement. Happy to be able enjoy life with financial security in hand, happy to know that medical expenses is not an issue. taking a wise step today, will lead you to a comfort living on your retirement.

Si Bijak Hari Tua is the right financial planning solution to fulfill a happy retirement. With comprehensive protection package in one hand, you will get life protection and comprehensive medical care protection for your retirement.

It is also equipped with Bonus Benefits in the form of Premium Bonus and Administration Fee Refund Bonus that can optimize your investment fund value.


Product Excellence:

  1. Coverage period until 100 years old. 
  2. Comprehensive medical coverage with smart health auto switch1 to optimize your health protection in every stages of your life:

            a. Critical Illness protection on your productive age

            b. Comprehensive medical on your retirement age up to 100 years old 

     3. Opportunity to have additional retirement fund.

     4. Wealth optimizer features, armed with Premium Bonus up to 6%2 and 

     5. Administration Fee Refund Bonus start from early Policy Year-6 onwards to maximize investment             fund value.



Term and conditions refer to the Product Information and/or Service Summary

1. Sun Medical Solution

2. Basic Product Sun Solusi Bijak 


General Requirements:

1.    Currency                                       : Rupiah

2.    Entry Age: (Last Birthday)

         - Policy Holder                          : 18 – 80 years old

          - Insured

               - Plan Silver                         : 3 months – 50 years old

               - Plan Gold                           : 3 months – 55 years old

3. Insurance Coverage                  : up to 100 years old



Click here for detailed Product Information and/or Service Summary Rider.


Here is additional insurance to complement your protection needs

Providing waiver of premium if the policy holder dies within policy period. More

Providing world-class, complete health protection for up to 88 years. More

Providing health protection since early stage for up to 88 years. More

Providing various benefits if you or your family must be hospitalized. More

Providing compensation of 100% of sum assured if the insured suffers from one of 40 critical illnesses stated in the policy within the coverage period. More

Providing protection from critical illness since early stage. More

Providing waiver of premium if your are diagnosed with one of 40 critical illnesses stated in the policy. More

Providing compensation of 100% of sum assured if the insured dies due to accident within coverage period. More

Providing compensation to the insured due to accident or accidental death. More

Providing waiver of premium if the policy holder suffers from total permanent disability for 6 consecutive months before reaching 60 years old. More

Disclaimer: Asuransi Sun Solusi Bijak is life insurance product with investment related (PAYDI) and subject to investment risk. Prior to purchasing PAYDI, the Applicant (Policyholder, Insured, and/or Participant) must read and understand the product information summary. Please note that past PAYDI investment performance is not indicative of future performance

Contact an advisor for a virtual meeting today!

*Indicated required field

Are you a

We will be in touch soon. Please leave your details below.