Chapter 2
Find your balance
Balance today’s needs with tomorrow’s goals and make more confident financial decisions.
01: Forgetting something?
Watch time: 01:38 mins
Supporting everyone else often means putting yourself last. See why investing in your own financial well-being can benefit everyone around you.
Keep exploring
Discover practical ways to make your financial future feel a little lighter, one step at a time.
02: Fill your cup
03: Protect yourself
Watch time: 00:37 mins
Who looks after the person everyone else depends on? Discover how protecting yourself can also help protect the people you care about.
04: One thing less
Watch time: 00:31 mins
What if saving for the future was one less thing to think about? See how small actions today can help make progress feel easier.
05: Your future
Watch time: 00:33 mins
When life gets busy, it's easy to lose sight of your own goals. Learn how to keep your future in focus while supporting everyone else.
Lighten the load
Simple tools and practical exercises to help you take the next step towards your financial well-being.
Balance your budget
Are you spending so much on others that you're neglecting your own financial needs?
Review where your money has gone over the past month across three priorities: parents, children, and you. Use the worksheet below to identify imbalances and find practical ways to create more room in your budget for your goals and future security.
Build your buffer
An emergency fund can help protect you and your family when life doesn't go according to plan.
Use the worksheet below to calculate one month's essential household costs, such as housing, utilities, groceries, insurance, debt repayments, and other non-negotiable expenses. Make that your first emergency savings goal. Build your buffer one month at a time to strengthen your financial resilience and prepare you for unexpected events.
Find support
Before looking for ways to cut costs, take a few minutes to check the support already available to you. Your employee benefits, health coverage and other services may offer resources that can help reduce everyday expenses and ease financial pressure.
After this chapter, you can…
✓ Balance your financial goals with the needs of those who depend on you
✓ Take small, manageable steps to strengthen your financial well-being
✓ Identify the right support and resources to help ease the pressure
