- Comprehensive care with annual limit of up to Rp15 billion* and Limit Booster of up to Rp35 billion, to complement your health
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A Real Effort to Protect Your Finances from Unexpected Health Risks
A Sharia-based health insurance product that provides participants with health protection in the form of medical and surgical benefits, with benefit amounts according to the selected plan, as well as a death benefit.
This product is suitable for you if you need health protection with worldwide coverage, and benefits according to the selected plan, so you can have peace of mind when facing unexpected health risks.
Key benefits
Signature Protection
Signature Access
- Protection options with unlimited access to treatment, and worldwide coverage* (including the United States) and the convenience of Cashless facilities
Signature Benefit
- No Claim Benefit: Discount of up to 15% on the Contribution for the following policy year if you do not claim in the previous year.
- Robotic Surgery up to Rp400 million and Traditional Chinese Medicine as charged
How This Product Helps
Staying Calm When Facing Major Treatment, Both Domestically and Overseas
Arif, a 55-year-old active businessman, travels frequently. To help meet his health protection needs while overseas, he joined SHIFA Signature. During an international business trip, Arif had to undergo major surgery due to a health condition that required special treatment. Thanks to SHIFA, Arif was able to choose the best facility according to his needs without worrying about the costs, allowing him to focus fully on his recovery and health so he could return to his activities and spend time with his family.
Protection Continues, Even in Unexpected Situations
Andi, 38 years old, had undergone several treatments within one year and was close to reaching his health limit under a policy from another company or under this policy (?). Around the same time, he unexpectedly needed further treatment. With the additional limit and the convenience of cashless facilities, Andi was still able to continue his treatment without having to prepare additional funds upfront. This gave him reassurance that, even in urgent situations, he could continue accessing healthcare services without having to prepare additional out-of-pocket medical costs upfront.
Continuing to Provide Value for You and Your Family
Dita benefits even without making a claim through a contribution discount in the following year. Meanwhile, in the worst-case scenario, the participant’s family still receives a death benefit to help maintain financial stability. SHIFA Signature ensures that protection is not only available when needed but also continues to provide value and peace of mind for families in various life situations.
FAQ
1. What is SHIFA Signature?
Sharia health insurance with comprehensive protection in accordance with the Policy terms.
2. What are the main benefits?
Inpatient care, outpatient care, surgery, and death benefit.
3. Does protection apply overseas?
1.Yes, worldwide according to the selected plan.
4. What is the additional limit / Limit Booster?
Additional protection when the main limit has been used up.
5. Is a cashless facility available?
Yes, to make hospital treatment easier.
6. Is there a benefit if no claim is made?
Yes, in the form of a contribution discount in the following year.
7. How long is the protection period?
1 year and renewable annually.
8. Who can purchase this product?
From infants to adults, according to the applicable age requirements.
9. Is there a death benefit?
Yes, according to the benefits stated in the policy.
10. Can treatment be received outside the coverage area?
Yes, subject to certain benefit provisions.
This product is Sharia insurance with benefits, fees/ujrah, terms, conditions, and exclusions set out in the Policy.. To help you better understand the product benefits and provisions, we kindly ask you to read the Policy upon receiving it.