A traditional Sharia-based life insurance product that provides life protection benefits plus Cash Value (if available) and a Contract End Benefit that is given at the end of the Insurance Period, with the option of an Insurance Period that can be adjusted to your needs.

Product Excellence 

Full Ease with Blessings

Quick policy issuance with no medical examination required.

Full Protection with Blessings

Extended coverage up to 25 years with flexible contribution periods of just 5 or 10 years.

Full Contribution Return with Blessings

Potential return of contributions up to 150% of total premiums paid.

General Requirements 

Entry Age 

• Policy Holder                              : 18-80 years old 
• Participant                                  : 12 – 55 years old, according to the Insurance Period selected according

  to the following table:

Contribution Paying Period              : 5 & 10 years

Insurance Period                                  : 10, 15, 20, atau 25 years

Sum Assured                                         : the multiplication of the Annual Contribution and the Multiplier Factor

  Insurance Compensation, which is based on the Insurance Plan and the

  Participant's Entry Age at the time of insurance application as per the

  following table:

Currency                                                             : IDR

Premium Paying Frequency                       : Annually 

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