Salam Healthier
Future Assurance (SHIFA)
Essential

Salam Healthier Future Assurance (SHIFA) Essential

Ikhtiar Nyata Melindungi Finansial Keluarga dari Risiko Penyakit Kritis

It is a health insurance product that provides health protection when the Participant is diagnosed with one of the 4 (four) main Critical Diseases, namely stroke, cancer, cardiovascular disease (heart and blood vessel disease) and kidney failure. The protection provided is in the form of hospitalization, outpatient and recovery benefits after treatment. This product has 4 (four) Plans which are differentiated based on the annual limit per Critical Illness and the coverage area which is Indonesia and Asia (excluding Hong Kong, Japan and Singapore).

Product Excellence 

Essential Protection

Treatment of up to IDR 8 billion/year* and death insurance coverage due to critical illness up to IDR 400 million. 4 critical illnesses including Stroke, Cancer, Heart & Vascular Disease and Kidney Failure.

Essential Access

Protection options for Hospital treatments in Indonesia and Asia**.

Essential Benefits

  •  Double Claim up to 50% of the approved bill even if it is already covered by Other Insurance.
  • Celebration Benefit, a healthy bonus of up to IDR 35 million*** special appreciation to celebrate health conditions.

* Up to 2 billion per Critical illness 
** Except Singapore, Hong Kong, and Japan 
***If not claimed for 12 months after the last claim

General Requirements 

Entry Age 

  • Policy Holder                                : 18-80 years old 
  • Participant                                    : 20-60 years old 

Contribution Paying Period             : Up to 99 years old

Insurance Period                                  : 1 year, renewable until the Participant is 100 year old

Currency                                                 : IDR

Premium Paying Frequency            :  Monthly/Quarterly/Semi-Annually/Annually 

 

Click here for detailed Product Information and/or Service Summary.

Click here for e-brochure.  

Contact our insurance advisor for product explanation.

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Medan
Jakarta
Pekalongan
Samarinda
Surabaya
Denpasar
Nusa Dua
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Malang
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Semarang
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Lampung
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Batam
Mataram
Madiun
Jambi
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Makassar
Banyuwangi
Purwakarta
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*** I hereby declare that: (i) I am providing my personal data and information accurately, consciously, and without any coercion from any party to Sun Life; and (ii) I agree Sun Life  to process my personal data, including but not limited to collection, process, storage, and deletion,  for the purposes of product sales and/or promotional activities conducted by Sun Life and/or its partners.

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