X-Tra Ultima Link Privilege (CIMB Niaga)

Complete protection and investment for your convenience

Don’t let sudden, unpredictable life risks ruin your dreams. Make sure you can still go for it your dreams with good financial planning that includes protection and investment.

Sun Life Indonesia cooperating CIMB Niaga presents X-Tra Ultima Link Privilege, a unit-linked insurance product that is part of One Life Solution, a holistic solution for various plans in every life stage. This product is specially designed for CIMB Niaga clients.

Go your own way!

  • Execute investment strategy.
  • Choose riders based on needs.
  • Choose the amount of sum assured.
  • Travel anywhere in the world and get protected by emergency assistant services provided by International SOS.


  • Death benefit: 100% of sum assured plus the value of investment-linked funds (if any).
  • Due date benefit: investment return at the end of the policy period (due date) or before.
  • Loyalty Benefit: 25% of the first year premium will be paid in the premium years of 8th, 9th, 10th, 11th, and 12th.

Get extra protections

  • Compensation for the risks of death, total permanent disability, and partial permanents disability due to accidents.
  • Daily hospital income for hospitalization, including intensive care at Intensive Care Unit (ICU).
  • Compensation for the risk of suffering from one of 40 critical illnesses.
  • Compensation to cover hospitalization costs in the form of cashless facility.
  • Compensation for the risk of death or total permanent disability worth of percentage of basic sum assured every month for 5 years.

Terms and conditions

Currency: IDR

Entry age

  • Policy owner: 18-80 years old
  • Insured: 6 months – 70 years old

Consisting of regular insurance premium and/or regular/single investment premium (bank commission included).

Coverage period: until the insured reaches the age of 88 

Investment fund management

The unit price shall be calculated on daily basis and the performance of investment funds available in some newspapers or you can visit here.

In managing your investment fund, Sun Life Indonesia cooperates with reliable and world class investment managers, such as Schroders Investment Management and Fortis Investment.

For detailed product information, click here.

Following is rider to maximize your protection.

Providing world-class, complete health protection for up to 88 years. More

Disclaimer: X-Tra Ultima Link Privilege is life insurance product with investment related (PAYDI) and subject to investment risk. Prior to purchasing PAYDI, the Applicant (Policyholder, Insured, and/or Participant) must read and understand the product information summary. Please note that past PAYDI investment performance is not indicative of future performance.