Asuransi Brilliance Hasanah Sejahtera (Syariah)

Preparing you to be with your children in the old age

Giving the best for children becomes every parent’s dream. However, the cost to fulfill their necessity, such as for education and other needs in the future is not cheap. Therefore, you have to make real steps and set up your financial planning early, such as choosing the right investment and life insurance product.

Asuransi Brilliance Hasanah Sejahtera is here to help you build your future. Asuransi Brilliance Hasanah Sejahtera is a shariah-based unit linked insurance product with regular payment to help you achieve your financial goals in the future, such as child’s education, venture capital, pilgrimage, child’s wedding, retirement plan, and others.


  • Insurance coverage up to age 88 years
  • Affordable minimum contribution in rupiah and payment options on monthly, quarterly, semi annual and annual basis
  • Additional investment (top up) to improve investment results at any time with a minimum amount of IDR 1,500,000
  • Free to determine the contribution and the sum assured in accordance with the needs and abilities
  • Free to choose investment fund suitable to the risk profile and investment goals
  • Flexible, you can make withdrawal and switching on investment fund at any time
  • Free of 3 times switching on investment fund in a year
  • You can choose additional insurance (rider) suitable to your needs
  • Get extra protection for the insured, aged between 15-70 years, if the insured dies by accident with the sum assured of IDR 100,000,000
  • Managed by Shariah principles, in which each participant helps each other and protects the other participants in dealing with risks and investment
  • Opportunity to get surplus underwriting which is calculated at year end, if any, and in accordance with applicable provisions

Terms & conditions:

Entry age:

  • Insured: 30 days – 70 years old
  • Participant: minimum 0f 18 years old

Coverage period: until the insured reaches the age of 88

Investment fund management

The unit price shall be calculated on daily basis and the performance of investment funds available in some newspapers or you can visit here.

In managing your investment fund, Sun Life Financial Indonesia cooperates with reliable and world class investment managers, such as Schroders Investment Management and Fortis Investment.

For detailed product information, click here.

Following are riders to maximize your protection.

Providing waiver of premium if the policy holder dies within policy period. More

Providing shariah-based health protection since early stage for up to 88 years. More

Providing various benefits if you or your family must be hospitalized. More

Providing compensation of 100% of sum assured if the insured suffers from one of 40 critical illnesses stated in the policy within the coverage period. More

Provdiing shariah-based protection from critical illness since early stage. More

Provoding waiver of premium if your are diagnosed with one of 40 critical illnesses stated in the policy. More

Providing compensation of 100% of sum assured if the insured dies due to accident within coverage period. More

Providing compensation to the insured due to accident or accidental death. More

Providing waiver of premium if the policy holder suffers from total permanent disability for 6 consecutive months before reaching 60 years old. More

Disclaimer: Asuransi Brilliance Hasanah Sejahtera is life insurance product with investment related (PAYDI) and subject to investment risk. Prior to purchasing PAYDI, the Applicant (Policyholder, Insured, and/or Participant) must read and understand the product information summary. Please note that past PAYDI investment performance is not indicative of future performance.

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