Salam Ikhtiar Warisan


An Endeavor to Step for the Financial Security of the Next Generation

Passing down the financial security for the next generation is every parents’ dream. Ensuring loved ones live happily and properly requires careful and wise planning. Your endeavor to step today determines their future happiness. Therefore, provide the right protection for you and your family with Salam Ikhtiar Warisan. A protection solution for legacy planning to ensure the financial security of your loved ones. 

With comprehensive protection solution in one hand, you will get life protection and flexibility of legacy planning choices that can be customized according to your needs. Along with Bonus Benefits in the form of Contribution Bonus and Administration Ujrah Refund Bonus that can optimize your fund investment value.

Key Product Features:

1. Coverage period until 100 years old. 

2. Flexible legacy planning options that can be customized based on your budget and needs:

     a.  Additional Sum Assured with 10% automatic increase per year, up to 200% of Basic Sum                   Assured with coverage period up to 100 years old1); or

     b.  Additional Sum Assured up to 1000X Basic Sum Assured or unlimited, with a coverage period              up to 65 years2); or

     c.  Additional Sum Assured up to 1000X Basic Sum Assured or unlimited, with 2 plan option, 10              years and 20 years. 

3.  Wealth optimizer features, along with Premium Bonus up to 6%4)

4. Administration Ujrah Refund Bonus4) starts from early 6th year Policy onwards to maximize                investment fund value


For complete terms and conditions, please refer to Product and/or Services Information Summary:

1) Sun Legacy Protection Syariah

2) Sun Term Solution Syariah

3) Sun Term Care Syariah

4) Asuransi Salam Hasanah

General Requirements:

Currency                                           : IDR

Entry Age: (Last Birthday)

-    Policy Holder                               : 18 – 80 years old

-   Participant                             

Sun Legacy Protection Syariah           : 30 days – 70 years old

Sun Term Solution Syariah                 : 30 days – 60 years old

Sun Term Care Syariah                       : 30 days – 70 years old

Insurance Coverage                            : up to 100 years old

Disclaimer: Asuransi Salam Hasanah is life insurance product with investment related (PAYDI) and subject to investment risk. Prior to purchasing PAYDI, the Applicant (Policyholder, Insured, and/or Participant) must read and understand the product information summary. Please note that past PAYDI investment performance is not indicative of future performance.

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