Protection and investment that understands you
Every person and family has different needs for life protection and investment. Their financial goals determine the financial plans they will take.
Sun Life Financial Indonesia presents Asuransi Brilliance Sejahtera, an investment-linked insurance product to fulfill your long-term financial plan based on your risk profile. You can decide the amount of the protection and investment you would like to have so you can achieve the financial security that you wish.
- Flexibility to do top up, withdraw, and switch your investment fund whenever you wish.
- Choose the preferred composition of each investment fund you select based on your needs and risk investment profile, as Asuransi Brilliance Sejahtera has the feature of Multiple Funds investment.
- Flexibility to choose the currency of your investment funds: rupiah or US dollar.
- Flexibility to choose your preferred sum assured, within the terms and conditions.
- Flexibility to pay the premium; yearly, half-yearly, quarterly, or monthly.
- Able to add riders to the basic policy.
Investment fund management
The unit price shall be calculated on daily basis and the performance of investment funds available in some newspapers or you can visit here.
In managing your investment fund, Sun Life Financial Indonesia cooperates with reliable and world class investment managers, such as Schroders Investment Management and Fortis Investment.
For detailed product information, click here.
Following are riders to maximize your protection.
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(Coverage: Indonesia, Malaysia)
IDR 1 billion
(Coverage: Indonesia, Malaysia, Singapore)
IDR 3 billion
1. The above illustration uses the following assumption:
- Sum Assured: IDR 100 million
- Premium Payment Period: 10 years
- 100% investment fund allocation in Aggressive Fund
- Assumption of investment return: 11% per year
- Prospective clients do not smoke
2. This illustration is not an insurance contract and is not part of the Policy. The terms and conditions of this product refer to the submission process of Life Insurance Application Form and are subject to health, financial, working conditions, and others as regulated in underwriting guideline of Sun Life Indonesia.
3. The amount of Premium as stated above is an illustration for the beginning of the year. The Premium can change with age and other additional riders.
4. The fund value as stated above is only for illustration purpose and is not the estimation of the fund value that will be achieved.
5. The fund value year 20 is not applicable for the insured’s age of 69 and 70 as the product coverage period is only until the age of 88.
6. Sun Life Indonesia can make adjustments related to this product at any time if necessary.