Many people think that investing is synonymous with pursuing stability. Even though investment must also be focused on health so that all planning in pursuing wealth can run well.
For those who feel that life challenges are getting more challenging due to the COVID-19 pandemic, today is the right time to change your financial planning. But the most important thing is to start changing the way you look at investment.
It is undeniable that the COVID-19 pandemic has a significant impact on people's lives globally. Not only on health, but also on economy, where many industries have collapsed due to lockdown in almost all parts of the world.
Health is threatened because COVID-19 is easily transmitted through air from droplets and by touching any surface. So, is it possible to invest on wealth and health simultaneously during the pandemic?
The answer is: Why not? Pandemic or not, investing is the management of funds for the future that you must do. That is why you must know the importance of investing early on to gain the return later on.
Then, how to invest? First, you have to recognize your profile towards investment risk. So, besides being ready to gain profits, you must also be prepared for potential investment losses.
Regardless of the type, each investment product has its own risks. However, that does not mean it cannot be anticipated with the right investment strategies.
How to Invest During Pandemic
Amid times full of uncertainty due to the COVID-19 pandemic, investing is a challenging financial management. However, the following are the most recommended investment instruments for you to try for your brighter future:
1. Property
People's needs for housing, such as house or apartment, are currently decreasing, causing property sales to drop dramatically. You can take advantage of this condition by buying house at the best price.
The reason is that the need for house will always be there. Plus, the price will always go up. So there's nothing wrong to start investing in property by taking advantage of attractive promos provided by developers and banks.
2. Gold
Gold is a timeless investment. No wonder gold is one of the most profitable and low-risk investment instruments because the price is relatively stable and tends to increase.
3. Shares
Since the COVID-19 pandemic began to spread in Indonesia, the Jakarta Composite Index (IHSG) has continued to decline. This is the right moment to invest by choosing defensive stock categories such as the food and beverage industry, health care, and real estate that are superior to other sectors.
4. Insurance
Maybe many of you don't know if insurance can also be aproduct with multiple benefits. Besides providing protection from various life risks, insurance also serves its investment role.
Sun Life Indonesia has various unit-linked insurance products with features and benefits that can be selected according to needs, financial capacity and investment objectives.
Maintaining Health During Pandemic
By pursuing financial health, that doesn’t mean you neglect physical health. That is why, during the COVID-19 pandemic, you must live a healthier lifestyle.
Exercising regularly, eating healthy foods, and taking vitamins are new habits that must be part of your daily life so that your body is well-prepared to ward off COVID-19. Don't forget, when you are outside the
house, comply with applicable health protocols, such as wearing a mask, keeping your distance with others, and washing your hands as a precaution to reduce chances of being infected or spreading COVID-19.
With health insurance, your financial condition will be protected when life risk happens such as undergoing treatment at the hospital. Therefore, health and wealth are maintained.
